Student Accident Insurance
The student accident insurance is jointly funded by the Shenzhen Education Bureau, the Shenzhen Education Development Foundation and the parents of the insured students. It is confirmed by the Shenzhen Branch of the People's Insurance Company of China through bidding.
- Insured: Full-time university students, children in full-time large, medium, and small schools, secondary vocational schools, special education schools, and kindergartens (hereinafter collectively referred to as schools) who have obtained legally qualified qualifications in Shenzhen.
- Payment standard: The student's personal accident insurance premium is RMB 15 yuan per person per year. The premium payment is implemented by the parent's voluntary purchase and financial and educational development foundation. The insurance fee is set by the municipal finance, education development fund, and parents. 1:1 ratio sharing, that is, the parents pay RMB 5 yuan(deducted from the student tuition and fees), and the financial and foundation subsidies are RMB 5 yuan.
- Insurance period: The term of insurance liability is one year (Each year from 1st, September to the following year 31, August).
- Insurance liability and insurance amount: If the insured person suffers accidental injury during the insurance period and causes death, disability, burns or medical treatment due to the accidental injury, the insurer shall pay the insurance premium or pay the medical expenses according to the policy.
- Insurance amount: The maximum amount of compensation for death, disability or burn per person is 100,000 yuan, and the maximum amount of medical expenses per person is 10,000 yuan. Detailed insurance terms can be downloaded at the attachment(《附件二:学生、幼儿意外伤害保险条款》、《附件三:附加学生、幼儿意外伤害医疗保险条款》)
- Insured application: the Student Affairs Office sent the announcement of Students Accident Insurance in November each year.
- Student Accident Insurance Reimbursement Process: Please download the reimbursement process (《附件一:学生意外伤害保险索赔指引》)the attachment.